eRKTM-FD enables users to keep track and calculate the interest of fixed deposit that are kept in the various banks and financial institutions.
Features
Creating and maintaining fixed deposits, Al-Mudharabah accounts, bonds, shares, unit trusts, warrants and insurance kept in the various financial institutions.
Fixed deposit (principal and interest / profit) will be renewed after the maturity period.
Withdrawal at maturity - upon maturity of fixed deposit, the principal and interest can be withdrawn, if you choose not to renew your fixed deposit.
Premature withdrawal will be subjected to partial or full forfeiture of interest earned.
Transfers the matured records for references.
Allows users to keep track and calculate the interest of fixed deposit that are kept in the various banks and financial institutions.
Calculates the interests earned and integrate to Accounts Receivable System in accrual basis.
Interim interest when key-in will off-set the accrued amount posted.
Allowing transfer of fixed deposit between different bank branches.
Interests can be calculated at ad-hoc basis, even on daily, weekly, monthly and reflected in Accounts Receivable System.
Optional Features
Keeping the matured records for reference.
Renewal instructions can be changed to any one of the following renewal types, such as Renewal of Principal only, Renewal of Principal & Interest with top-up, Renewal of Principal with top-up, Partial renewal of Principal and No renewal.
Provides negotiable rate, negotiable renewal rate and incentive rate.
Reports
Fixed deposit history.
Fixed deposit interest.
Fixed deposit accrued interest.
Fixed deposit maturity.
Reminders/advice for maturing and renewed certificates.
Report of all Fixed Deposit maturing in the current / specified month.
Optional - Fixed Deposit Old Certificate.
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.: eRKTM-INVESTMENT
eRKTM-Investment consists of the following modules, please click on the product code for more information.
